Used vehicles in excess of 3 model years are subject to different rates than new vehicles. A SAFE Federal Credit Union personal loan may help there, too Dont be. Were a credit uniona not-for-profit financial cooperative that exists to serve our. No Annual Fee.SAFE is one of the largest credit unions in the Greater Sacramento. There are no application fees or prepayment penalties, and well even give you a 0.25 APR 1 rate discount for setting up automatic payments. †New and Used auto rates are the same for vehicles that are up to 3 model years old (including current model year). With our super low lending rates, we can get you on the road, water, or in your dream home today. At Affinity, we make the auto loan process easy with competitive rates and a variety of loan terms to choose from. The rate discount will be applied to the approved loan rate financed at the Credit Union. The vehicle cannot be older than 5 years. Check SAFEs current rates on consumer, mortgage, auto, and recreational vehicle loans. Qualifying vehicles will have the EPA’s SmartWay ® designation at the time of loan approval. Individual must be a member of Service CU or eligible for membership with at least $5 in a Primary Savings account. Green Auto Loan Discount Receive an additional rate discount of 0.25 APR on qualifying Green Auto Loans. Member must be active duty military does not apply to national guard or reserve members. Interest rates are high and could get higher. A qualifying member is a new or existing member who applies for and is approved for an eligible auto loan between Jand December 31, 2023. **Offer available on purchases and refinances of new and used auto loans. Must be member of Service CU or eligible for membership. Members must maintain the tier qualifications for the life of the loan in order to keep their loan discount. 75% discount will be applied to the APR that a member qualifies for based on credit worthiness and checking account tier. Used Auto Rates as low as 5.74 Visa Rates starting at 8.50 RV and Travel Trailer Rates as low as 8.80 Certificate Accounts Yields as high as 5.300. Financing up to 84 months available for qualifying vehicles. 75% reduction is available for the Direct Deposit+ checking account tier (example: 7.74% APR less. On a 35,000 auto at 6.24 APR for 84 months, your monthly payment would 520/ month. Conditions and terms are subject to change without notice.*Rates shown are Annual Percentage Rate (APR), accurate as of 08/29/23 and subject to change without notice. Payment example: on a $15,000 loan at 5.50% APR for 60 months, your payment would be $287/month. Rate is determined by credit score, term, and model year of vehicle. Auto Loan Rates As of October 1, 2023Apply OnlineAuto CalculatorsAPR Annual Percentage Rate. Off-Road/Recreational Vehicle Loans Description Boat, Motor, and Trailer Loans Description Get a loan to help finance your next adventure on the road or on the water, with rates as low as 6.50% APR*. Safe Federal Credit Unions rate for a 25,000 auto loan beats the Lexington, SC average by up to 8 and is eligible for a Datatrac Great Rate Award and saving.
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